SECURE PAYMENT PROCESSING

Card Transaction Excellence

Expert payment card processing with VISA expertise, EMV compliance, and comprehensive security standards including PCI DSS readiness.

Payment Card Processing

End-to-end card transaction processing expertise across all payment types

EMV Chip & PIN

EMV chip card processing with secure PIN verification for enhanced transaction security.

  • Chip authentication
  • Dynamic data authentication
  • Offline transaction support

Contactless & NFC

Near-field communication (NFC) for fast, secure contactless transactions and mobile payments.

  • Tap-to-pay functionality
  • Mobile wallet integration
  • Secure element technology

3D Secure

Advanced authentication protocol for online card transactions with enhanced security.

  • Two-factor authentication
  • Fraud reduction
  • Liability shift protection

Transaction Processing Lifecycle

Complete transaction flow from authorization through settlement

1

Authorization

Real-time transaction approval with fraud checks and balance verification

2

Capture

Transaction capture and batching for settlement processing

3

Clearing

Transaction clearing through card networks and interchange processing

4

Settlement

Final funds transfer and reconciliation with merchant accounts

Security & Compliance

Industry-leading security standards and compliance expertise

PCI DSS Readiness

Payment Card Industry Data Security Standard compliance support and implementation guidance.

  • Secure network architecture
  • Cardholder data protection
  • Vulnerability management
  • Access control implementation

Tokenization & Encryption

Advanced data protection through tokenization and end-to-end encryption.

  • PAN tokenization
  • Point-to-point encryption (P2PE)
  • Secure key management
  • Data-at-rest encryption

Fraud Detection & Prevention

Advanced fraud protection systems to safeguard transactions

Real-time Monitoring

Continuous transaction monitoring with AI-powered anomaly detection

  • Pattern recognition
  • Behavioral analysis

Risk Scoring

Intelligent risk assessment for every transaction with dynamic thresholds

  • Multi-factor scoring
  • Adaptive rules engine

Case Management

Comprehensive fraud case tracking and resolution workflows

  • Investigation tools
  • Chargeback management

Payment Networks & Card Schemes

Integration expertise across major global payment networks

VISA

Processing & network integration

Mastercard

Authorization & settlement

Amex

Closed-loop processing

Discover

Network connectivity

Secure Payment Processing Consultation

Let's discuss your card transaction processing requirements

Contact Payment Specialists